About Thrizer
What is thrizer?Thrizer is a secure payment platform that helps clients use their out-of-network (OON) insurance benefits for therapy. Instead of navigating insurance claims and reimbursement paperwork on your own, Thrizer helps verify your benefits, submit claims, and manage the reimbursement process.
what are out-of-network benefits? Many insurance plans provide reimbursement for services from therapists who are not contracted with your insurance company. This is called an "out-of-network benefit."
Depending on your plan, your insurance may reimburse a portion of your therapy costs after you meet any applicable deductible.
How do I know if I have out-of-network benefits?You can use Thrizer's benefits verification tool to check your eligibility and receive an estimate of your out-of-pocket costs before starting therapy.
how does payment work? If you choose to use Thrizer, you'll create an account and connect your insurance information. Depending on your insurance plan and where you are in meeting your deductible, you may:
Pay the full session fee and receive reimbursement later, or
Pay only your estimated portion of the session cost while Thrizer manages the insurance reimbursement process.
Will I still have to submit claims to my insurance company?No. One of the primary benefits of Thrizer is that it submits claims on your behalf and manages much of the insurance paperwork and follow-up process.
is my information secure?Thrizer states that it follows HIPAA compliance standards and uses industry-standard security measures to protect personal and health information.
Can you guarantee what my insurance will reimburse?No. Insurance benefits vary by plan, and reimbursement amounts are ultimately determined by your insurance company. Any estimates provided through Thrizer are estimates only and are not guarantees of payment.
What if I haven't met my deductible?Many insurance plans require you to meet an annual deductible before reimbursement begins.
If you have not yet met your deductible, you may be responsible for a larger portion—or all—of the session fee until the deductible is satisfied.
Once the deductible is met, your out-of-pocket cost may decrease depending on your plan
do i have to use thrizer?No! If you prefer, you can submit your claims through your insurance independently.
In that case, you would be billed like a private pay client and given a superbill. From there, you can submit your claims to insurance directly.